Why Contact Us?

Experience and persistence. We have been providing credit report and repair services since 1993 with over 34,000 negative entries removed for our clients. As a matter of fact, we are the oldest credit repair company in New York.

If you are like most Americans, at one time or another, you have felt overwhelmed by credit card bills, mortgage payments, student loans, car payments - an endless stream of “forever due” bills. You also may have experienced a difficult time, which, for whatever personal reasons, made paying bills almost impossible. Creditors called, demanded, threatened, and you honestly tried, but there was nothing you could do.

Now, back on your feet, you find yourself turned down for that credit card you applied for or the loan at the bank. It turns out your credit history is now “bad” and, you've been told, for the next 7-10 years, there is nothing that you can do.
Actually, there is...                                                                                             Read our write-up in the

What Can We Do for You?

Credit Restoration - Credit Rating Correction
At Contact USA, we have helped thousands of people like you to remove late payments, collections, charge-offs, liens and judgments from their credit reports. In only a few months - not years - our Clients were looking forward to a bright financial future, having shut the door on their past credit problems at last.

Credit Monitoring
We want to make sure that you are the first to know if any negative information appears on your credit report. With this service, three times a year, you will receive your complete credit profile from the credit reporting bureaus with any derogatory items clearly marked. As always, the initial consultation will be free of charge.

What will a clean and strong Credit Report and high Credit Score do for you?

• First, and maybe the most important, it will make your life easier and more peaceful.
• It will save you thousands of dollars.
• It will land you a better job. Employers will often check potential employees' credit reports, especially in the financial sector.
• You will be able to obtain credit cards, loans, insurance and utilities (cellular service, cable, etc.) without the hassle.
• You will save on credit card interest rates.
• Lower interest rate on your mortgage could save anyone between $5,000 to $30,000 easily, throughout the life of the loan.
• And finally, it will save you a lot of irritation and embarrassment.

So where do I start?

• If you already have recent copies of your credit reports from the three major credit agencies, feel free to mail or e-mail  them to our office.